Our experienced Licensed Loan Consultants are qualified and trained to help you with your home purchase, or refinance, wether it is to get a better rate, or to get cash out. LA Mortgage also offers Home Equity Lines of Credit, and fixed second mortgages. You should use your equity wisely, and we can help you achieve that goal. We offer mortgages for excellent credit, and not so good credit. While you must qualify for a mortgage, there are many options open to todays borrowers. LA Mortgage will work with you to get the best mortgage available to meet your needs.
If you would like to take a look at your credit, navigate to the "pull your credit" button, and you will find a link that will allow you to pull your credit through our secure website. That will give you the opportunity to look at the same information we look at when we talk about qualifying you for a mortgage. Call or send us an email to discuss your options. It's free and it's painless. Or, you can fill out the simple application from our website, and we will be notified when it has been completed.
With the declining market of today, it is very confusing to home buyers, and home owners. We understand that, and will explain everything to you as we go. The media and advertisement companies make it difficult for borrowers to truly understand the rates, and programs that are available. When it is advertised that the prime rate is at 3.25%, that is only what Banks pay for their money, not the Mortgage interest rates. Yet they always indicate that it has something to do with the Mortgage rates and borrowers mis-interpret that every day. The bond market is what actually drives the Mortgage rates.
We look forward to working with you, and will do everything possible to help!
Our office number is 630-445-5849. Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
We are an Illinois Residential Mortgage Licensee #MB.6760158
IDFPR div. of Banking, 122 S. Michigan Ave. Suite 1900
Chicago, Illinois 60603 Phone: 312-793-3000
